A neatly arranged wooden office desk featuring a closed navy-blue insurance policy folder embossed with a subtle silver shield logo, resting beside a sleek black keyboard and a matte-finish calculator. A stack of organized, color-coded file tabs labeled “Health,” “Life,” and “Business” peeks from a leather document tray. Soft, diffused daylight enters from an unseen window, creating gentle highlights on the folder’s textured cover and casting calm, elongated shadows across the grain of the desk. Photographic realism, captured at eye level with a shallow depth of field, keeps the folder in crisp focus while the background of tidy shelves and a blurred cityscape through glass exudes a professional, trustworthy atmosphere suitable for an insurance agency homepage hero image.

Coverage you can stand on. Guidance you can trust.

Personalized health, life, and supplemental insurance for individuals, families, and small businesses.

Not sure where to start?

Hi, I’m Lisa Pierotti, an independent licensed insurance advisor with Foundations First.

I believe health insurance and employee benefits shouldn’t be confusing or overwhelming. My mission is to help individuals, families, and businesses understand their options, make informed decisions, and find coverage that fits their needs and budget—without pressure or sales tactics.

Whether you’re shopping for health insurance, dental, vision, life insurance, or supplemental benefits, my goal is to make the process simple, transparent, and personalized. Every client’s situation is different, and I believe the best coverage starts with understanding your goals first.

For those who prefer to explore at their own pace, I’ve included secure self-service enrollment links throughout this website. You can compare plans, review pricing, and enroll online whenever it’s convenient for you. If you’d rather have personal guidance, I’m always happy to answer questions, explain your options, and walk you through the process from start to finish.

Consultations

Have questions or need guidance?

You don’t have to figure this out alone. Contact Foundations First today for personalized guidance and coverage built around your needs.

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Services

Health

No-cost consultations and quotes based on your unique health needs and preferred providers.

Individual and family health coverage tailored to your doctors, prescriptions, and budget, with guidance at every renewal.

Business

Flexible employer contributions and plan designs to fit your team size, industry, and budget.

Health and life benefits for small businesses, helping you attract talent, manage costs, and stay compliant with regulations.

Life

Affordable options from basic term policies to comprehensive lifetime coverage, structured around your financial goals.

Term and permanent life insurance to protect income, pay debts, and leave a legacy for those you love.

Supplemental

Budget-friendly add-on coverage that pays you directly when unexpected health events disrupt work and income.

Accident, critical illness, and hospital plans that add cash protection alongside your primary medical coverage.

We don’t just help you enroll—we help you understand and feel confident in your coverage.

Personalized health, life, and supplemental insurance for individuals, families, and small businesses.

At Foundations First, we’re committed to helping you build a strong foundation for your health, your finances, and your future. Whether you enroll on your own or work with me directly, I’m here to make sure you feel confident in your coverage every step of the way.

Disclaimer: Not affiliated with or endorsed by any government agency.